Finance
Fact-checking the confusion around changes to mortgage fees based on credit scores
What the 2023 changes to Loan Level Price Adjustments (LLPAs) really mean for borrowers with higher and lower credit scores.
Resources
Tips, guides and market updates to help you borrow smarter.
Finance
The U.S. housing market will continue to be impacted by 3% mortgage rates as homeowners are unwilling to sell and lose their low rates.
How the mortgage-rate lock-in effect is constraining both buyers and sellers in the U.S. housing market.
FHA
FHA Loans Are Getting Cheaper
The FHA annual mortgage insurance premium is being reduced from 0.85% to 0.55% for most new borrowers.
Mortgage
Tips to Help Improve Your Credit Score
Basic tips that can help improve your credit score, from paying on time to disputing errors.
Consumer Price Index
Inflation remains too high
Why recent CPI data pushed mortgage rates back into the upper-middle 6% range.
Mortgage
Pros and Cons of a Temporary Interest Rate Buydown
A temporary interest rate buydown lowers your mortgage rate for the first few years of the loan. Here are the pros and cons.
First Time Home Buyer
Steps for purchasing a home
Purchasing a home is one of the biggest investments you’ll ever make. These steps make the journey to homeownership a little easier.
First Time Home Buyer
Do’s and Don’ts
Basic things to do, and just as importantly, not to do during and leading up to obtaining a mortgage.
Ready to get the money you need?
Submit one simple application and we’ll set you up with the best lender.